WHAT DOES FIRST WESTERN BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • payment history and transaction history
  • credit history and credit account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information, the reasons First Western Bank & Trust chooses to share, and whether you can limit this sharing.

Questions? Call 800-688-2584 or go to www.bankfirstwestern.com

Reasons we can share your personal informationDoes First Western Bank & Trust Share?Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo
For our marketing purposes –
to offer our products and services to you
YesNo
For joint marketing with other financial companiesNoWe don’t share
For our affiliates’ everyday business purposes –
information about your transactions and experiences
NoWe don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
NoWe don’t share
For nonaffiliates to market to youNoWe don’t share
Who We Are
Who is providing this notice?First Western Insurance
What We Do
How does First Western Bank & Trust protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal information to those employees who need to know that information to provide services to you.
How does First Western Bank & Trust collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • apply for insurance
  • make a wire transfer
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • First Western Bank & Trust does not share with our affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Western Bank & Trust does not share with nonaffiliates so they can market to you
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Western Bank & Trust doesn’t jointly market

 

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